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Call, text, or contact Brandon At (205) 712-4888.

Whether you’re a new driver or have years of experience, you need auto insurance coverage from a company you can trust to protect your family and vehicle. I am ready to help you navigate through the coverage and protection you need, so you can sit back and enjoy the ride.

Auto Insurance Coverage

Personal Coverage

Liability

Liability coverage offers protection for bodily injury and property damage when an accident is your fault.

What this coverage provides:

• Payment of damages for bodily injury and property damage arising out of a car accident for which a covered person is legally responsible

• Defense in the event of a lawsuit

• In addition to our limits, Alfa will pay up to $50 a day for loss of wages for a covered person who attends a hearing or trial at our request
  

Uninsured/Under-insured Motorists

Uninsured or underinsured motorists coverage offers protection against people who are not insured or not insured enough in their coverage amounts.

What this coverage provides:

• Payment for bodily injury damages caused by an uninsured/under-insured motorist for covered persons while operating or occupying a vehicle*

• Payment for bodily injury damages caused by an uninsured/under-insured motorist for covered persons while pedestrians*

• Property damage coverage when a loss is caused by an uninsured/under-insured motorist (deductibles applicable) [For Georgia and Mississippi policyholders only]

*Only applies if uninsured/under-insured motorist is at fault and your policy has uninsured/under-insured motorist coverage.

Medical Payment

Medical payment coverage protection helps pay for medical expenses resulting from a covered loss.

What this coverage provides:

• Payment up to a selected limit to use for medical expenses resulting from a motor vehicle accident, regardless of fault

• Funeral expenses up to $5,000

• Payment for reasonable medical expenses for a covered person while a passenger in a covered vehicle, non-owned vehicle, or as a pedestrian if struck by a vehicle

• Pays reasonable cost for the use of a bed by a named insured staying overnight in a hospital with a family member injured in a car accident covered by your policy (up to policy limits)
  

Loss of Income

If you can't work due to an injury resulting from a motor vehicle accident, loss of income coverage pays 85% of your monthly income, up to $750 per month for up to one year after the date of the accident due to continuous total disability (for you, your spouse, family member or any other person occupying your car).

Accidental Death and Dismemberment & Loss of Sight (AD&D)

This insurance protection is an optional coverage that will pay if you suffer death, dismemberment (the loss of — or the loss of use of — body parts or functions such as arms and legs, speech, and/or hearing), or loss of sight as a result of a car accident or being struck by a car. The amount paid depends on the severity of the injuries.

Vehicle Insurance Coverage

Comprehensive

Comprehensive protection for your vehicle helps in situations like storms or theft.

What this coverage provides:

• Pays for damage (less your deductible) to your vehicle resulting from glass breakage, collision with an animal, fire, theft, hail or vandalism

• Payment for transportation expenses following a theft of the entire covered car

• Limited coverage for non-owned cars including rental car

• Up to $500 for loss of clothing and luggage as a result of a covered loss

• Pays up to $250 for vet bills if a pet is injured in the accident

• Pays up to $250 to replace a child’s car seat following an accident
  

Collision

Collision coverage is protection for your vehicle when you’re involved in an accident.

What this coverage provides:

• Coverage (less your deductible) for loss of — or damage to — your vehicle when caused by collision with another car or object

• Limited coverage for a non-owned car including rental car

• Up to $500 for loss of clothing and luggage because of a covered loss

• Pays up to $250 for vet bills if a pet is injured in the accident

• Pays up to $250 to replace a child’s car seat following an accident

All coverage is subject to deductibles and policy limits. This is not an insurance policy. It is intended only to provide a general description of Alfa Insurance® and/or its product lines and services. An actual policy contains the specific details of the coverage, conditions, and exclusions.

Loss of Use

Loss of use helps you get back on the road should your car need to be repaired.

With the average price to rent a full-size car of $35 per day and an average body shop repair time of 14 days, you could be looking at a hefty bill of nearly $500 — all before your car is ready for the road.

What this coverage provides:

• Payment up to policy limits for a rental vehicle if your covered car will not run due to a covered loss. $40, $50 and $100-per-day increments are available, allowing you to pick the coverage best suited for your vehicle needs.
  

*Some exclusions apply. All coverage is subject to deductibles and policy limits. This is not an insurance policy. It is intended only to provide a general description of Alfa Insurance® and/or its product lines and services. An actual policy contains the specific details of the coverage, conditions, and exclusions.

I can explain all policies and benefits and answer any questions you may have before you buy. Check with me first. Are claim service is second to none!

Call, text, or contact Brandon At (205) 712-4888.

For pennies per day, I can help you get better protected!