Health

Individual and Family Health Insurance

For Alabama Residents

Alabama residents who need health insurance are encouraged to contact Alfa Health!

Or call me directly at (205) 712-4888 or Alfa Health for a quote: 1-800-619-9356

Higher monthly premium, but typically include the most comprehensive benefits.

May lower out-of-pocket expenses if you have a lot of medical expenses.

More affordable than Gold plans, but do not offer as many comprehensive benefits.

Silver must be selected if you qualify for – and intend to use – a Cost-Sharing Reduction (CSR) to save on out-of-pocket expenses.

Typically the lowest possible monthly premium for a standard health insurance plan.

Expect higher out-of-pocket expenses.

Only available to individuals under 30 years of age, or those who qualify due to certain hardships.

Catastrophic plans typically have a low monthly premium, but they boast a high deductible that must be met before coverage kicks in.

These plans may offset some of the financial hardships associated with sudden, catastrophic illnesses or injuries requiring complex care.